No one wants to be broke, but the truth is many working class folks are broke. I define broke as not having enough money to enjoy the many amenities in life. None of us wants to pay bills with nothing left each month.
Its time for a change when you have nothing left after paying your bills. Or when you work full-time and still can’t catch up on your bills. Why continue to work hrs for years for nothing. The only ones winning are the bill collectors the biggest one being the IRS.
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